Application Process

Application Process


Down Payment and Closing Cost Assistance

  1. The buyer contacts a private lender of their choice.
  2. The buyer signs an accepted real estate purchase contract with the seller. Proof of earnest money paid must be included.
  3. The buyer completes Homebuyer Assistance Program Application with all required documentation to the McKinney Housing and Community Development Department. Completed applications must be received by the Housing Services Office no later than 45 days prior to the expected closing on the property.
  4. Only completed applications will be considered. Within five business days of receipt of an incomplete application, notice will be sent to the homebuyer detailing items still outstanding. Applications that are still incomplete 30 days after initial submission will be denied.
Note: Submission of the application does not automatically qualify you for assistance under the program. It is the applicant's responsibility to make arrangements for the home purchase, should it be determined by the McKinney Housing Services that the applicant does not meet program guidelines. If you would like more information please contact Housing Administrator Cristel Todd at 972-547-7519.